Simple Dental
A flexible dental plan where you decide the co-insurance,
the annual limit and the monthly plan cost
Simple Dental is the 21st century approach to dental care. The traditional dental plan, created over 50-years ago, is not a "once size fits all solution". It's why many employees decline dental coverage. The plan offered simply doesn't make financial sense.
Simple Dental allows each employer to create a unique dental plan to fit their employees' dental care needs and to fit the budget of the premium-payer, either the employees or the business.
$18
to
$65
per month
Fees vary by geographic area, the the coinsurance and annual limit selected.
Choose your ideal dental plan
Create a custom plan that best suits
your employees and family members
Brainstorm like Einstein!
Idea #1: 100% for all preventive care.
65% for any other dental care
$2000 annual limit
$35 per employee per month
Idea #2: 100% for preventive
Then a $250 deductible
Then 75% to $1000
$25 per month
What's your ideal plan?
Simple Dental plans are the first dental plans that allow you to choose the monthly employee fee
and then build a plan that fits that budget.
Remarkable!
Choose
Co-Insurance
from 40 to 100%
Choose what makes sense for your employees and your budget.
The Standard
100% for preventive
80% for corrective
50% for restorative
Better
100% for preventive
70% for anything else
Another...
$250 deductible
then, 100% of any care
Dozens of options available.
Talk to a Simple Account Manager for advice.
sET THE
ANNUAL LIMIT
From $750 to unlimited
Go with the $1000 limit in most plans, or have an enriched plan with $2,000, $5,000 or more.
​
With procedures like implants and wisdom teeth extractions for kids costing thousands of dollars, increased annual limits create real financial protection.
TranspARENT FEES
Traditional dental networks will have thousands of dental offices in metro-areas.
So, what discount really exists when most dentists are
"in-network?"
​
Welcome to Transparancy
​
Patients see the actual fees charged by dentists to make smarter decisions.
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No Insurance
No tAXES
No Profit
Low OVerhEAD
100% refunD
Simple Dental Plans are
self-funded.
No insurance needed.
​
Insurance companies love dental plans because of the minimal financial risk.
Medical plans with unlimited coverage are quite risky. But dental plans are different.
$1000 annual limits keep the insurer safe.
​
Simple Dental Plans are self-funded plans using the monthly premium equivalent to fund a bank account to pay claims.
​
What's the return?
​
-
No state or federal premium taxes
-
No insurance profit
-
No mandated reserves
-
Reduced claim overhead
-
Flexible plan design
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Minimal regulation
-
100% of any unused claims funds are returned
Keep your money.
Don't fund ivory towers.
Just say no to insurance.